Terms of Service

All the information on this website is published in good faith and for informational purpose only. MLQ (the Site) does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information you find on this website, is strictly at your own risk. MLQ will not be liable for any losses and/or damages in connection with the use of our website. All information on the Site is provided “as is” with no guarantee that such information is error-free, merchantable, or suitable for your specific purposes.

The Site and the content therein is for information purposes only and is not intended to and does not provide tax, legal, insurance or investment advice, and nothing on the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by MLQ or any third party. You should consult an attorney or tax professional regarding your specific legal or tax situation.

In no event shall MLQ be liable for any damages, costs, expenses, legal fees, or losses (including lost income or lost profit and opportunity costs) in connection with any use of the Site and the content therein. A reference to a particular investment or security, a rating or any observation concerning an investment that is part of the Site is not a recommendation to buy, sell or hold such investment or security, does not address the suitability of an investment or security and should not be relied on as investment advice.

You understand that data provided by MLQ is supplied by sources and methods which may not at all times be reliable, that the information and projections on our Site are made using such data, and that such projections are not guaranteed by these sources and methods and may not be complete or accurate. All investments involve risk, including loss of principal. MLQ makes no guarantees as to the accuracy or completeness of the information shared or views expressed in the website. The views are subject to change, and may have become unreliable for various reasons, including changes in market conditions or economic circumstances. Past performance is no guarantee of future results.

MLQ is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on MLQ.ai represent a recommendation to buy or sell. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. In no event shall MLQ be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on MLQ, or relating to the use of, or inability to use, MLQ or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. The information on this site, and in its related communications, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way.

From our website, you can visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before we have the opportunity to remove a link which may have gone ‘bad’.

User Conduct

You may not use, copy, display, sell, license, de-compile, republish, upload, post, transmit, distribute, create derivative works or otherwise exploit Content from the Site to online bulletin boards, message boards, newsgroups, chat rooms, or in other any manner, without our prior written permission. Modification of the Content or use of the Content for any purpose other than your own personal, noncommercial use is a violation of our copyright and other proprietary rights, and can subject you to legal liability.

Disclaimer of Warranties

The Site, and any product or service obtained or accessed through the site, is provided “as is” and without representations or warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, MLQ, its officers, directors, employees, affiliates, suppliers, advertisers, agents, information providers and any other third party involved in or related to the making or compiling of the Site disclaim all warranties, express, implied or statutory, including, but not limited to, warranties of title and non-infringement, implied warranties of merchantability and fitness for a particular purpose, and all warranties relating to the originality, adequacy, accuracy, timeliness, merchantability or completeness of any information on our site.

Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusions may not apply to you.

MLQ and its affiliates, suppliers, agents, sponsors, information providers and any other third party involved in or related to the making or compiling of the Site do not warrant that your use of the site will be uninterrupted, error-free or secure, or that the site or the server(s) on which the site is hosted are free of viruses or other harmful components. You assume total responsibility and risk for your use of the site and reliance thereon. No opinion, advice, or statement of MLQ or its affiliates, suppliers, agents, members, sponsors, information providers or visitors, whether made on the site or otherwise, shall create any warranty.

Limitation of Liability

Neither MLQ nor its affiliates and their respective officers, directors, employees, suppliers, advertisers, agents, sponsors, information providers nor any other third party involved in or related to the making or compiling of the site shall be liable for lost profits, lost savings or any indirect, incidental, consequential, special, exemplary, punitive or other damages under any contract, negligence, strict liability or other theory arising out of or relating in any way to the site and/or any content contained therein, your use of the Site or reliance on materials or information posted on the Site, or any product or service used or purchased through MLQ. Such limitation shall apply regardless of the form of action, even if MLQ, its information providers, or any other third party involved in or related to the making or compiling of any part of the site has been advised of or otherwise might have anticipated the possibility of such damages. Your sole remedy for dissatisfaction with the Site is to stop using it. The sole and exclusive maximum liability to MLQ for all damages, losses, and causes of action (whether in contract, tort (including, without limitation, negligence), or otherwise) shall not exceed the total amount paid to us by you, if any, for access to the site or any services, during the previous six (6) months prior to bringing the claim.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitations may not apply to you.

Indemnification

As a condition of your use of the Site, you agree to indemnify, defend and hold us, our officers, directors, employees, agents, representatives, information providers, and any other third party involved in or related to the making or compiling of the Site harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys’ fees), or other expenses that arise directly or indirectly out of or from (a) your violation of the terms of service; (b) your use or any third party’s use of, or inability to use, the Site; (c) your actions made in reliance on materials or information posted on the Site or (d) your violation of the rights of any third party. This defence and indemnification obligation will survive these terms of service and your use of the Site.

Termination

You understand and agree that MLQ may, without prior notice to you, terminate your access to and use of the Site. Cause for such termination shall include, but not be limited to, (i) breaches or violations of the terms of service or other agreements or guidelines, (ii) requests by law enforcement or other government or regulatory authorities  (iii) repeat violators of third party copyrights or other intellectual property or (vi) any other reason in our sole discretion.

Affiliate Disclaimer

This website may contain links to affiliate websites. When you click on and/or make a purchase through an affiliate link placed on our website, we may receive a small commission or other form of compensation at no additional cost to you. Please assume that any links contained on the Site are affiliate links. Our use of affiliate links does not influence the products, services and websites that we share with you. This Disclaimer applies to all of the various means we use to communicate with you, including via this website, email, phone, social media, our products or otherwise.

Children's Online Privacy Protection (COPPA) Compliance

This website is not directed towards or designed for use by children under the age of 18. This website and the information contained on it is specifically designed for individuals over the age of 18. If you are under the age of 18, you must not access this website or perform any of the Actions. We do not knowingly collect, use, store or share personal information from children under the age of 18. If you know or have reason to believe that we have collected data from anyone under the age of 18, please contact us using the contact details provided below for removal of that data.

MLQ Data Providers

Data for the equities section of the MLQ App is provided by IEX Cloud. In addition to IEX Cloud, The Site aggregates data from various third-party data providers. MLQ makes no guarantees as to the accuracy or completeness of the data provided by third-party data providers. You can find out more about our data providers upon request by emailing support@mlq.ai

By using our website, you hereby consent to our Disclaimer, Terms of Service, and Privacy Policy.

Governing Law and Jurisdiction

The Site and these Terms and Conditions will be governed by and construed in accordance with the laws of Ontario and the federal laws of Canada applicable therein, without giving effect to any choice or conflict of law provision, principle, or rule (whether of the laws of Ontario or any other jurisdiction) and notwithstanding your domicile, residence or physical location.

Any action or proceeding arising out of or relating to this Site and under these Terms and Conditions will be instituted in the courts of the province of Ontario and/or the Federal Court of Canada, and each party irrevocably submits to the exclusive jurisdiction of such courts in any such action or proceeding. You waive any and all objections to the exercise of jurisdiction over you by such courts and to the venue of such courts.

No Assignment

These Terms and Conditions are not to be assignable except as may be contemplated hereunder but will enure to the benefit of and be binding upon each of the parties and their respective successors and permitted assigns.

Injunctive Relief

Notwithstanding any other provisions of this Terms and Conditions, you acknowledge and agree that we may obtain an injunction or other appropriate relief against you if you contravene or fail to comply with any provision of this Terms and Conditions in any way and you further agree that the provisions of this paragraph may be pleaded against you by way of estoppel or defense to a claim by you that an injunction or other appropriate relief should not be granted.

Amendment to Terms

These Terms shall not be amended, modified, varied or supplemented except in writing and signed by duly authorised representatives of MLQ.

By using the Site, purchasing any services through MLQ, or using MLQ’s services you acknowledge and agree that you (i) have had sufficient time to review and consider these Terms and Conditions thoroughly; (ii) have read and understands the terms, the nature and the consequences of this Terms and Conditions and the obligations hereunder; (iii) have been given an opportunity to obtain independent legal advice concerning the interpretation and effect of these Terms and Conditions.

Waiver

No waiver under these Terms and Conditions is effective unless it is in writing and signed by an authorized representative of the party waiving its right. No failure to exercise, or delay in exercising, any right, remedy, power or privilege arising from these Terms and Conditions operates, or may be construed, as a waiver thereof. No single or partial exercise of any right, remedy, power or privilege here under precludes any other or further exercise thereof or the exercise of any other right, remedy, power or privilege.

Failure of MLQ to enforce any of the provisions set out in these Terms and Conditions and any agreement, or failure to exercise any option to terminate, shall not be construed as waiver of such provisions and shall not affect the validity of these Terms and Conditions or of any Agreement or any part thereof, or the right thereafter to enforce each and every provision.

Severability

If any term or provision of these Terms and Conditions is invalid, illegal or unenforceable in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other term or provision of these Terms and Conditions or invalidate or render unenforceable such term or provision in any other jurisdiction.

Entire Agreement

The Terms and Conditions and our Privacy Policy constitute the sole and entire agreement between you and MLQ regarding the Site and supersedes all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding such subject matter.

Communications

MLQ reserves the right to contact you from time to time for feedback regarding our Products and Services. We will also contact any User who files a complaint with MLQ regarding a representative of MLQ or the Services overall. Notices to Users will be deemed effective at the time they are sent by MLQ or as of the date they are posted on the Site.

Maintenance and Support

MLQ is solely responsible for providing any maintenance and support services with respect to the Site when required from time to time or as required under applicable law. If you notice a problem or error on the Site you can report it to support@mlq.ai.

MLQ Contact

MLQ contact information for any end-user questions, complaints or claims with respect to MLQ is support@mlq.ai.

Arbitration

In the event of any dispute relating to or arising out of your use of these Terms and Conditions, such dispute shall be settled and determined by a single arbitrator in accordance with the Arbitration Act of Ontario. If you and MLQ are unable to agree on an arbitrator within fifteen (15) days after MLQ is made aware of the dispute, then the parties shall submit the matter to the ADR Institute of Ontario (or its successor), which shall choose the arbitrator. The decision of the arbitrator shall be final and binding without appeal on questions for law or fact or for any reason whatsoever. Costs of the arbitration shall be shared equally between you and MLQ. In the event arbitration is not allowed by law, any other action must be brought only in the courts of Ontario, Canada.

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